Loan Program

One Time Close Construction

Learn More

Buy the land & build your home with a One-Time Close loan

Are you interested in building the new home of your dreams on land you can call your own, but worried about how complicated that may be? You don’t have to worry anymore, thanks to New American Funding’s One-Time Close loan. Instead of needing separate loans for the land and the construction, our One-Time Close loan covers both, saving you time and money.

Schedule a Call

Property Types

  • Modular homes
  • Teardowns and major renovations
  • Detached condos
  • Single-family, site-built
  • Detached single-family planned community
  • Properties where construction has already begun

Schedule a Call

Explore Our free tools

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

Learn More!
Learn more

FHA

Learn More!
Learn more

VA

Learn More!
Learn more

Jumbo

Learn More!
Learn more

Renovation

Learn More!
Learn more

USDA

Learn More!
Learn more

No Income / No Employment DSCR Investor Loans

Buy Investment Property with Non-traditional Income.
Learn More!
Learn more

12/24 Month Bank Statement

Serving OUR Community’s Self-Employed Borrowers with Smarter Loan Options.
Learn More!
Learn more

No Income / No Employment Loan Primary Residence Loan

Empowering OUR Community with Flexible, Asset-Based Mortgage Solutions.
Learn More!
Learn more

ITIN Mortgage Loan Program

Homeownership Made Possible for Non-U.S. Citizens Using an ITIN.
Learn More!
Learn more

P&L-Only Mortgage Loan Program

Streamlined Approval for Self-Employed Borrowers Using Just a P&L.
Learn More!
Learn more

1099 Mortgage Loan Program

Flexible Home Financing for 1099 Earners — Less Paperwork, More Possibility.
Learn More!
Learn more

NAF Cash

NAF Cash Can Turn You Into a Cash Buyer.
Learn More!
Learn more

One Time Close Construction

Build your dream home with an OTC Jumbo loan designed for big visions.
Learn More!
Learn more

Down Payment Assistance

Learn More!
Learn more

Medical Professionals Mortgage Program

Designed for Doctors, Dentists & Healthcare Heroes in North Carolina — and Beyond
Learn more

Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Seller Net Profit Calculator

See how much you could make from your home sale with our Seller Net Profit Calculator.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

HELOC Calculator

Estimate your credit limit and monthly payments with our HELOC Calculator!

Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.

General Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.