Loan Program

NAF Cash

Make Your Offer Irresistible With NAF Cash

Cash offers are a powerful tool that give homebuyers and sellers an advantage in the market.

Whether you are facing a multiple offer situation or need a quick close, cash offers provide more certainty and speed than traditionally financed offers. Sellers are also more likely to offer discounts, which can save you money.

NAF Cash eliminates the burden of selling your existing home before moving into your new one. This can reduce the stress of finding a short-term place to live on a tight timeline, paying storage fees, and showing your home while you still live there.

How It Works

1

Step 1

Get pre-approved through our affiliated company, New American Funding.
2

Step 2

Make an all-cash offer on your new home with NAF Cash.
3

Step 3

NAF Cash purchases the home so you can move in right away.
4

Step 5

Complete the mortgage process with New American Funding.
5

Step 6

Use your new mortgage to officially buy your home from NAF Cash.
6

Closing

Signing the final documentation and receiving the keys to your new home!

Why Use NAF Cash?

Certainty

NAF Cash gives you the certainty of buying without contingencies and the security of knowing your purchase will close.

Competitive Advantage

Cash offers have a competitive advantage in all markets. Sellers are more likely to accept cash offers over traditional financing.

Less Stress

NAF Cash allows you to move into your new home before you sell your existing home. So you can move without the hassle of a tight timeline.

Convenience

Using cash typically speeds up the homebuying process, so you can close faster (which sellers love).

Cost Savings

Sellers are more likely to offer discounts to cash buyers*, so you may be able to save money using NAF Cash.

Explore Our free tools

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best deal possible!

Conventional

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FHA

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VA

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Jumbo

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Renovation

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USDA

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No Income / No Employment DSCR Investor Loans

Buy Investment Property with Non-traditional Income.
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12/24 Month Bank Statement

Serving OUR Community’s Self-Employed Borrowers with Smarter Loan Options.
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No Income / No Employment Loan Primary Residence Loan

Empowering OUR Community with Flexible, Asset-Based Mortgage Solutions.
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ITIN Mortgage Loan Program

Homeownership Made Possible for Non-U.S. Citizens Using an ITIN.
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P&L-Only Mortgage Loan Program

Streamlined Approval for Self-Employed Borrowers Using Just a P&L.
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1099 Mortgage Loan Program

Flexible Home Financing for 1099 Earners — Less Paperwork, More Possibility.
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NAF Cash

NAF Cash Can Turn You Into a Cash Buyer.
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One Time Close Construction

Build your dream home with an OTC Jumbo loan designed for big visions.
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Down Payment Assistance

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Medical Professionals Mortgage Program

Designed for Doctors, Dentists & Healthcare Heroes in North Carolina — and Beyond
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Check out our other mortgage calculators

Access our top-rated mortgage calculators to expertly assess your financing options, compare various loan types, and make informed decisions for your home buying journey.

Affordability Calculator

Assess how much home you can afford based on your income, expenses, and desired down payment.

Early Payoff Calculator

See how making extra payments can help you pay off your mortgage faster and save on interest.

Rent vs Buy Calculator

Compare the costs of renting versus buying a home to determine the best financial decision for your situation.

Seller Net Profit Calculator

See how much you could make from your home sale with our Seller Net Profit Calculator.

Rate Buydown Calculator

Check out how much you can save with a seller-paid rate buydown.

HELOC Calculator

Estimate your credit limit and monthly payments with our HELOC Calculator!

Mortgage Comparison Calculator

Compare different mortgage options side by side to find the best fit for your financial needs.

Refinance Comparison Calculator

Evaluate the potential savings and costs associated with refinancing your existing mortgage.

DSCR Investor Calculator

See what your investor ratio is with our DSCR calculator.

Adjustable Rate Mortgage Calculator

Determine your potential monthly payments and interest costs for an adjustable-rate mortgage over time.

VA Calculator

Estimate your monthly payments and total costs for a loan backed by the Department of Veterans Affairs.

Jumbo Calculator

Calculate your monthly payments and total costs for a jumbo mortgage that exceeds conforming loan limits.

FHA Calculator

Determine your potential monthly payments and total costs for a Federal Housing Administration loan.

Conventional Calculator

See the monthly payment and total cost for a conventional mortgage loan.

USDA Calculator

Calculate the costs and monthly payments associated with a USDA Rural Development loan.

203k Renovation Calculator

Analyze your debt service coverage ratio to evaluate the profitability of an investment property.

General Mortgage Payment Calculator

See what your monthly payment could be with our general repayment mortgage calculator.